Terms of Use

1. Laws + regulations

Access and use of this site is subject to all applicable federal, state, and local laws and regulations.

2. Intellectual property

The trademarks, logos, and service marks displayed on this Website are the property of ZT Payments. All content and otherwise protectable features of our Website, including but not limited to any names, logos, trademarks, service marks, brand identities, characters, trade names, graphics, designs, copyrights, trade dress, or other intellectual property appearing on our Website, including the organization, compilation, look and feel, illustrations, artwork, videos, music, software, and other works on the Website (“Content”) are owned by ZT Payments or used under a license from a third party owner, and are protected under copyright, and trademark laws.

3. Limited License

The use or misuse of any Content, except as provided in the Terms of Use or in the Content, is strictly prohibited. ZT Payments grants you a non-exclusive, limited, personal, non-transferable, revocable license to access and use the Content, without right to sublicense, under the following conditions: (a) you shall not, without ZT Payments’ express written consent, distribute text or graphics to others; (b) you shall not, without ZT Payments’ express written consent, copy and retransmit, disseminate, broadcast, circulate, or otherwise distribute the Content on any other server, or modify or re-use all or part of the Content on this system or any other system; (c) you shall not use any tradename, trademark, or brand name of ZT Payments in metatags, keywords and/or hidden text; (d) you shall not, without ZT Payments’ express written consent; (1) copy, distribute, modify, transmit, perform, reuse, re-post, or otherwise display the Content, in whole or in part, for public or commercial purposes; (2) modify, translate, alter or create any derivative works thereof; or (3) commercially exploit the Content, in whole or in part, in any way; (e) you shall not use the Website, the Content, and/or any portion thereof, in any manner that may give a false or misleading impression, attribution or statement as to ZT Payments, the Owners, or any third party referenced therein; and (f) you shall use the Content, and/or any services and products on the Website, or accessible via the Website for lawful purposes only. Any unauthorized use, including, the reproduction, modification, distribution, transmission, republication, or display of the Content is strictly prohibited. ZT Payments reserves all other rights. You do not acquire ownership rights to any Content viewed or accessed, and ZT Payments’ posting of the Content on the Website does not constitute a waiver of any right in such Content. You shall not alter, remove, or obscure any copyright notice, digital watermarks, proprietary legends, or any other notice included in the Content. Except as expressly provided herein, nothing on the Website shall be construed as conferring any license under ZT Payments’ and/or an Owner’s intellectual property rights, whether by estoppel, implication, or otherwise. Notwithstanding anything herein to the contrary, ZT Payments may revoke any of the foregoing rights and/or your access to the Website, or any part thereof, including the blocking of your IP Address, at any time without prior notice.

4. No Warranty

The content and all other information and materials contained in the Website, including text, graphics, links, or other items, are provided “as is” and “as available”. ZT Payments does not warrant the accuracy, adequacy, or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. The documents and related graphics published on the Website could contain technical inaccuracies or typographical errors. No warranty of any kind, implied, expressed or statutory, including but not limited to, the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given in conjunction with the information and materials. ZT Payments shall have no liability or responsibility for any errors or omissions in the content on the Website. ZT Payments does not warrant that the Website is compatible with your equipment or that the content is free from errors, viruses, worms, trojan horses, or any other harmful, invasive, or corrupted files, or that the Website will be uninterrupted, secure, or error-free. ZT Payments is not liable for any damages you may suffer as a result of such destructive features. Should applicable law not permit the foregoing exclusion of express or implied warranties, then ZT Payments hereby grants the minimum express or implied warranty required by such applicable law. No advice or information, whether oral or written, obtained by you from ZT Payments, its employees, agents, suppliers, or any other persons shall create any warranty, representation, or guarantee not expressly stated in this section.

5. Limitation of liability

Your use of the Website is at your own risk. Neither ZT Payments, its affiliates, nor any of their respective officers, directors, employees, agents, or other representatives will be liable for any damages, whether direct, indirect, incidental, consequential, special, or punitive, including, without limitation, loss of data, income, profit or goodwill, loss of or damage to property, and claims of third parties arising out of your access to or use of the Website or arising out of any action taken in response to or as a result of any content or other information available on the Website, however caused, whether based on breach of contract, tort (including negligence), proprietary rights infringement, product liability, or otherwise. The foregoing shall apply even if ZT Payments was advised of the possibility of such damages. If you become dissatisfied in any way with the Website or their terms of use or privacy policy, your sole and exclusive remedy is to stop your use of the Website and their services. You hereby waive any and all claims against ZT Payments and its affiliates, agents, representatives, and licensors arising out of your use of the Website.

6. Postings

Apart from your personal information (which is addressed in the Privacy Policy), any communication or material you send to a ZT Payments Website, electronically or otherwise, including but not limited to data, questions, comments, survey responses, suggestions or submissions is and will be treated as non-confidential and non-proprietary. Anything you send to or through a ZT Payments Website may be used by ZT Payments for any purpose including, but not limited to modification, reproduction, transmission, disclosure, publication, broadcast, and posting. By submitting material to a ZT Payments Website, you irrevocably transfer and assign to ZT Payments, and forever waive and agree never to assert, any copyrights, “moral” rights, rights of publicity or to privacy, or other intellectual-property or proprietary rights that you may have in such material. ZT Payments is free to use, without obligation of any kind, any ideas, concepts, techniques, or know-how contained in any communication you send to a ZT Payments Website for any purpose whatsoever, including, but not limited to developing, manufacturing, and marketing products and services.

7. Panels, message boards, and survey responses

Participation in and response to any invitation to participate in a panel, message board, or survey on our Website is completely voluntary, and there is no obligation to participate. By creating a profile to participate in panel or survey activities, you agree to provide us with accurate, complete, and updated registration information. ZT Payments may monitor postings on our Website and may decline to accept and may remove any postings that contain; (a) Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material which encourages or contributes to a criminal offense, gives rise to civil liability or otherwise violates any applicable local, state, or federal law; (b) Advertisements or solicitations of any kind (c) Messages posted by users impersonating others; (d) Personal information such as social security numbers, account numbers, addresses or employer references; (e) Messages that offer unauthorized downloads of any copyrighted or private information; (f) Chain letters of any kind.

8. Access to password protected/secure areas

Access to certain areas of the Website may require a username and password. You may never use another’s username and password without permission. Access to and use of password protected and/or secure areas of the Website is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the site may be subject to prosecution.

9. Privacy policy

We respect your privacy, and will maintain the confidentiality of your personal information in accordance with applicable law and our Privacy Policy.

10. Links

The Website may contain links to other Websites (“Linked Sites”) controlled or offered by third parties. Linking to such Linked Sites will let you leave the Website. Unless otherwise indicated, ZT Payments is not affiliated with any of the Linked Sites. The Linked Sites are not under the control of ZT Payments and ZT Payments is not responsible for the contents of any Linked Site, including without limitation, any link contained in a Linked Site, or any changes or updates to a Linked Site. ZT Payments disclaims liability for any information, materials, products or services posted or offered at any Linked Site. By creating a link to a Linked Site, ZT Payments does not endorse or recommend any products or services offered, or information contained in that Linked Site, nor is ZT Payments liable for any failure of products or services offered or advertised at the Linked Site. Such third party may have a privacy policy different from that of ZT Payments and the Linked Site may provide less security than the Website. ZT Payments is providing the Linked Sites only as a mere convenience. If you decide to access any Linked Site you do so entirely at your own risk.

ZT Payments prohibits caching, unauthorized hypertext links to the Website and the framing of any Content available through the Website. ZT Payments reserves the right to disable any unauthorized links or frames and specifically disclaims any responsibility.